People don't like to think about growing old or dying. That's why so many adults put off estate planning and end-of-life care preparations. Some individuals who live well into their golden years never require long-term care. Many others are not as lucky. They may...
Year: 2018
Do you know how to reduce your credit card debt?
There may come a point when you realize that you have entirely too much credit card debt. If this happens, it's critical to take immediate action to ensure a better financial future. There's nothing simple about paying down credit card debt, but there are steps you...
Clear up these bankruptcy myths before filing
Filing for bankruptcy is a serious decision that will impact your personal and financial life in many ways. Not only does this hold true now, but in the future as well. If you believe any bankruptcy myths to be true, there's a very good chance you could make a poor...
Can childhood conflicts create drama when planning for parents?
It's a sad reality that many families disagree about the manner in which elderly parents' affairs are decided once the parents are no longer able to make decisions for themselves. What frequently is occurs is that childhood dramas and sibling rivalries affect the...
Steps to creating your first estate plan
There will come a time when you decide to dive in and create your first estate plan. Even if you waited longer than you should have to do this, you're now faced with the process. There are many steps that will put you on the right track to creating your first estate...
Tips for helping a parent find a nursing home
When helping a parent find a nursing home, you're sure to face a variety of emotions. On one side, you know it's the right thing to do, so you're happy to help. Conversely, you may be upset that your parent is no longer able to care for him or herself. There are many...
Do you know why you’re always overspending?
No matter how hard you try, there will be months when you overspend. You look at your budget and realize that you didn't do a good job staying on track. While it's okay to make mistakes every now and again, it should be your goal to stay within your budget at all...
Situations that may point you toward bankruptcy
Most people understand the seriousness of filing for bankruptcy, which is why they take their time when making a final decision. While it's okay to consider all your options, you don't want to delay too long. Here are a few situations that often lead to a bankruptcy...
Get peace of mind with a health care power of attorney
Although you may be healthy today, it doesn't necessarily mean you'll always feel your best. There may come a point in the future when you require medical care. Furthermore, it's not out of the question that you could become incapacitated temporarily or permanently....
Don’t forget to address these Chapter 13 bankruptcy questions
If you aren't eligible for Chapter 7 bankruptcy, there may come a point when you learn more about Chapter 13. While this is a different approach to improving your financial situation, there are a variety of benefits that can work in your favor if you go forward with a...