Social Security Disability Insurance is a federal assistance program that provides benefits to people with medical conditions that restrict their ability to earn income.
This government program views mental disorders the same as physical impairments. You may qualify for disability insurance if you have a mental health condition that limits your ability to work.
What mental disorders qualify for SSDI benefits?
The Social Security Administration acknowledges various mental conditions that can affect a person’s employment status. However, there are several factors the SSD program reviews to determine your eligibility, and each type has its own set of qualifications. Some typical considerations include:
- A doctor must formally diagnose you with the condition
- You have a long-term condition
- You receive treatment and comply with your doctor’s recommendations
- The disorder hinders you from doing your work
- Your mental health concerns prevent you from training for a new career
What steps help qualify your mental illness for disability benefits?
To gain SSDI benefits, you need to prove that your disorder meets the SSA requirements. This process can be challenging, but you can take some steps to help your case.
- Enlist the help of an experienced attorney that understands the complexities of SSD laws
- Keep records of the ways your condition affects your necessary daily tasks
- Ask your former employers, family members, doctors and psychologists to write letters explaining how your illness inhibits your employment ability
- Gather your medical records and all treatment paperwork
When you have a mental health condition that limits your income-earning potential, you may qualify for SSDI benefits. Understanding the qualifications, the application process and the laws helps you gain the assistance you need.